:root{
  --navy:#071a38;--navy2:#0e2d60;--blue:#2868e8;--sky:#eaf2ff;--ink:#13233f;
  --muted:#66748a;--line:#dfe6f1;--soft:#f6f8fc;--white:#fff;--green:#0f8a5f;
  --shadow:0 18px 45px rgba(13,38,77,.10)
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.6}
a{color:inherit}
.container{width:min(1140px,calc(100% - 36px));margin:auto}
.topbar{background:var(--navy);color:#fff;border-bottom:1px solid rgba(255,255,255,.12)}
.topbar .inner{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;font-weight:900}
.brand img{width:40px;height:40px;border-radius:10px;object-fit:cover}
.brand small{display:block;font-size:10px;letter-spacing:.16em;color:#a9bde2}
.nav{display:flex;align-items:center;gap:18px;font-size:14px;font-weight:700}
.nav a{text-decoration:none}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:10px;padding:12px 17px;text-decoration:none;font-weight:800;cursor:pointer;font:inherit}
.btn.primary{background:var(--blue);color:#fff}
.btn.light{background:#fff;color:var(--navy)}
.btn.outline{border:1px solid #cdd8ea;background:transparent;color:var(--ink)}
.hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff}
.hero-grid{display:grid;grid-template-columns:1.03fr .97fr;gap:50px;align-items:center;padding:76px 0}
.eyebrow{font-size:12px;letter-spacing:.14em;text-transform:uppercase;font-weight:900;color:#a9c5ff;margin-bottom:14px}
h1,h2,h3{line-height:1.15;letter-spacing:-.03em}
h1{font-size:clamp(2.35rem,5vw,4.5rem);margin:0 0 20px}
h2{font-size:clamp(1.8rem,3.2vw,2.8rem);margin:0 0 14px}
h3{margin:0 0 8px}
.lead{font-size:1.08rem;color:#d5e0f4;max-width:690px}
.actions{display:flex;flex-wrap:wrap;gap:11px;margin-top:25px}
.hero-card{background:#fff;color:var(--ink);border-radius:20px;padding:24px;box-shadow:var(--shadow)}
.hero-card .mini{font-size:12px;color:var(--muted);font-weight:800}
.hero-card .metric-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:16px}
.metric{border:1px solid var(--line);border-radius:12px;padding:14px}
.metric strong{display:block;font-size:24px;color:#0b2a5e}
.metric small{color:var(--muted)}
.section{padding:78px 0}
.section.soft{background:var(--soft)}
.section-head{max-width:760px;margin-bottom:30px}
.section-head p{color:var(--muted);margin-bottom:0}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.card{border:1px solid var(--line);border-radius:16px;padding:22px;background:#fff}
.card p{color:var(--muted);font-size:14px;margin-bottom:0}
.icon{width:44px;height:44px;border-radius:12px;background:var(--sky);display:grid;place-items:center;color:var(--blue);font-weight:900;margin-bottom:16px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:start}
.list{list-style:none;margin:20px 0 0;padding:0;display:grid;gap:12px}
.list li{display:flex;gap:10px}
.check{width:22px;height:22px;flex:0 0 22px;border-radius:50%;background:#e7f7f0;color:var(--green);display:grid;place-items:center;font-size:12px;font-weight:900;margin-top:2px}
.notice{border-left:4px solid var(--blue);background:#edf4ff;padding:16px 18px;border-radius:0 12px 12px 0;color:#2d4a72}
.form-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:var(--shadow)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px}
.form-grid .full{grid-column:1/-1}
label{display:grid;gap:6px;font-size:13px;font-weight:800}
input,select,textarea{width:100%;border:1px solid #ccd7e7;border-radius:9px;padding:11px 12px;font:inherit;background:#fff}
textarea{min-height:110px;resize:vertical}
.helper{font-size:12px;color:var(--muted)}
.legal{font-size:12px;color:var(--muted);line-height:1.6}
.hidden-field{position:absolute;left:-9999px;opacity:0;pointer-events:none}
.cta{background:var(--navy);color:#fff;padding:64px 0}
.cta .inner{text-align:center;max-width:780px;margin:auto}
.footer{background:#06142c;color:#afbdd4;padding:30px 0}
.footer .inner{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:13px}
.footer a{text-decoration:none}
.badge{display:inline-flex;padding:6px 9px;border-radius:999px;background:#eaf2ff;color:#23589e;font-size:12px;font-weight:900}
.faq details{border-bottom:1px solid var(--line);padding:16px 0}
.faq summary{cursor:pointer;font-weight:800}
@media(max-width:900px){.hero-grid,.split{grid-template-columns:1fr}.cards{grid-template-columns:repeat(2,1fr)}.nav a:not(.btn){display:none}}
@media(max-width:620px){.container{width:min(100% - 28px,1140px)}.cards,.form-grid{grid-template-columns:1fr}.hero-grid{padding:54px 0}.actions{display:grid}.actions .btn{width:100%}.topbar .inner{min-height:68px}}